Accepting credit cards payments is notoriously complicated and expensive. It’s no longer the case when it comes to accepting a credit card payment directly on your mobile devices; you have more options these days.
The options are Square, Intuit GoPayment, PayAnywhere, and PayPal Here. They will send you a small credit card reader or scanner when you sign up for a new account. You simply plug the card reader, which can fit in your pocket or bag, into your smartphone or tablet and launch the accompanying free app, and you’re ready to accept credit card payments for your goods or services.
Each service offers free apps for iOS (iPhone, iPod Touch, and iPad) as well as for Android. Intuit’s GoPayment also supports some BlackBerry phones. Since the scanner plug into the headphone port, they are compatible with almost any phone that can run the app.
These mobile payment processing services offer pay-as-you-go plans, in which you pay only a fixed percentage fee per transaction with no separate transaction fee or monthly fee.